Mentorship
Receive guidance from experienced industry practitioners, subject-matter experts and founders.
BANK RAKYAT Fintech Accelerator Programme
Empowering fintech and AI innovators to build practical solutions aligned with Bank Rakyat's priority focus areas and creating meaningful impact for businesses and communities.
In Partnership With
About the Programme
What is the Bank Rakyat Fintech Accelerator Programme?
The Bank Rakyat Fintech Accelerator Programme brings together Bank Rakyat, fintech and AI innovators, industry experts and ecosystem partners to co-create and validate solutions that address real business needs.
Participants will develop their solutions within selected focus areas through structured mentoring, solution clinics, business coaching and validation activities. High-potential solutions may progress to further assessment, pilot implementation or collaboration with Bank Rakyat, subject to evaluation and approval.
Programme Benefits
What Participants Gain from the Programme?
Selected participants will gain access to structured support, industry expertise and ecosystem connections designed to strengthen solution relevance, implementation readiness and business potential.
Industry Networking
Build connections with ecosystem partners, potential collaborators and relevant industry stakeholders.
Solution Clinics
Receive focused feedback to refine solution fit, feasibility and implementation readiness.
Business Coaching
Strengthen your value proposition, business model and presentation strategy through tailored guidance.
Pitching Opportunities
Present selected solutions to Bank Rakyat representatives and relevant ecosystem stakeholders.
Visibility & Exposure
Gain opportunities for programme and ecosystem visibility, subject to selection and communications approval.
Cohort 1 Focus Areas
Align Your Solution with Bank Rakyat’s Focus Areas
Applicants are required to select one primary focus area and demonstrate how their proposed solution addresses a relevant Bank Rakyat business need.
Artificial Intelligence (AI) & Analytics
Initiatives fundamentally driven by machine learning, AI coaching or predictive intelligence to automate and enhance capabilities.
Customer Experience (CX) & Digital Engagement
Initiatives aimed directly at improving user journeys, self-service channels and transparency for the end customer.
Operational Excellence, Risk & Security
Solutions focused on streamlining backend verification, mitigating fraud and strengthening risk controls.
Ecosystem & Platform Enablement
Initiatives designed to build broader digital platforms, SaaS offerings or fintech partner networks for business segments.
Programme Journey
From Application to Final Selection
The Cohort 1 journey follows a clear sequence of selection, orientation, structured modules and competitive pitching stages.
📅
Application Closes
7:00 PM, MY Time
👥
Shortlisting — Top 30
Eligibility and solution review
🧭
Orientation
Programme and challenge briefing
📚
Programme Modules
Co-creation, coaching and validation
🎤
Semi-Finals
Solution and business case pitch
🏆
Finals
Final presentation and selection
Programme dates are subject to change. Shortlisted applicants will be notified of any updates.
WHO WE'RE LOOKING FOR
Are You the One?
We welcome promising Malaysian fintech and AI companies ready to solve meaningful challenges.
🏢
Malaysian-owned & SSM-registered businesses
Your business should be locally owned and formally registered.
⏳
Minimum 1 year in business
Applicants should demonstrate at least one year of operating experience.
AI
Fintech & AI related companies
Solutions should be relevant to fintech, financial services, or applied AI.
✓
Shariah-compliant experience is an advantage
Experience building Shariah-compliant solutions will be considered positively.
FAQ
Frequently Asked Questions
Find answers to the most commonly asked questions about the Bank Rakyat Fintech Accelerator Programme.
The Bank Rakyat Fintech Accelerator Programme is designed to discover, support and accelerate innovative fintech solutions that are shaping the future of financial and banking services. Through mentorship, industry exposure and collaboration opportunities, the programme helps fintech companies grow, scale and prepare for future business opportunities.
The programme is open to fintech companies, technology providers and relevant business entities that, at a minimum, meet the following criteria:
- Must have been operational for at least one (1) year as at the Programme Effective Date;
- Must possess an existing, working Minimum Viable Product (MVP), prototype, or Proof of Concept (POC); and
- Demonstrate commercial viability and scalability.
For the complete eligibility criteria and exclusions, please refer to Section 2 of the programme Terms and Conditions.
No, there is no application fee to participate in this programme.
Not necessarily. Fintech companies with a working prototype, Minimum Viable Product (MVP), Proof of Concept (POC), or market-ready solution are encouraged to apply. We are looking for innovative solutions with strong growth potential and scalability.
Applications must be submitted online before the application deadline. Please complete the application form and provide the required information about your business and solutions.
All applications will be reviewed by Bank Rakyat and its strategic ecosystem partner. Shortlisted applicants may be invited to participate in interviews or other assessment activities as part of the selection process.
Yes. A company may select and propose solutions for multiple problem statements within a single application. However, each proposed solution must be distinct and tailored to the specific problem statement selected.
Not necessarily. However, as Bank Rakyat is an Islamic banking institution, all proposed ideas and innovations must be strictly aligned with Shariah principles.
No. Participation in the programme does not guarantee funding, investment, procurement opportunities, pilot projects or any commercial engagement with Bank Rakyat. Any future engagement will be subject to separate evaluation and approval processes.
Participants will gain access to:
- Mentorship from industry experts
- Workshops and learning sessions
- Valuable networking opportunities
- Exposure to Bank Rakyat stakeholders
- Opportunities to showcase innovative solutions
- Potential collaboration opportunities within the financial services ecosystem
We encourage you to continue building your solution, refining your product-market fit, and applying again in future programme cohorts.
You may send an email to fintech.accelerator@bankrakyat.com.my
Resources
Terms & Conditions
Download the official programme Terms & Conditions for complete eligibility requirements, participation guidelines and important information before submitting your application.
Bank Rakyat Fintech Community Hub Terms & Conditions
PDF Document
Have an innovative solution?
Build the Future with Bank Rakyat
Select a focus area, propose your solution and connect with the programme team.
Scan to Apply
Fintech Accelerator Programme